Chase periodically rolls out elevated signup bonuses and this round includes 2 very solid offer for a pair of Chase Business credit cards: Chase Ink Cash and Chase Ink Unlimited. Both credit credit cards are currently offering 90,000 points after spending $6,000 in the first three months. This is one of the best offers we have seen on both cards.
Who Should Open a Chase Business Credit Card?
Someone who is able to meet higher levels of minimum would greatly benefit from the nice signup bonuses. Secondly, if you are someone who constantly shops or pay bills that qualify for any of the “5x bonus categories” offered on the Chase Ink Cash, you’re in the right place.
Why should you get a Chase Ink no-fee business card?
Excellent Signup Bonus
This one of the best offers I have ever seen for both cards. Typically, the card has had a 75,000 points welcome bonus after spending $7,500 in 3 months. Last month, there was an elevated offer for 80,000 points, but the current offer is the best I’ve seen. The card has a higher welcome bonus and a lower minimum spend requirement. Talk about a win-win.
Solid Bonus Categories (Chase Ink Cash)
5x categories can be pretty valuable. The Chase Ink Cash offers 5x on purchases at office supply stores, internet, cable, and phone services. The card also offers 2x on dining and gas station purchases.
Ability to Earn 1.5x on all Spend(Chase Ink Unlimited)
Similar to the Chase Freedom Unlimited, the Chase Ink Unlimited earns a flat rate of 1.5 points per dollar spent.
Why you should have second thoughts about this card?
Unable to meet minimum spend requirement
Spending $6k in three months is no easy task especially if your only source of spend is organic. If you think you could have trouble meeting the minimum spend, give this card some thought before locking it in.
1.5x on everyday purchase in not industry leading
You may be able to get a higher earnings rate than 1.5x per dollar spent. Capital One currently has a few cards that offer 2 miles per dollar. At the end of the day, it truly depends on how you value Chase Ultimate Rewards points.
Chase Ultimate Rewards is one of the most valuable transferable currencies when coupled with a travel card. Whether you’re planning to book flights by transferring points or using their travel portal, you’re guaranteed to get at least 1.25 cents per point. Chase Business Ink cards, especially the two no-fee variations could provide a nice hefty supplement of points for your next adventure. Remember, only get these cards if you can hit the minimum spend requirements.